Last Updated: May 5, 2023
- Scope of Policy
HomeFi Does Not Disclose Your Information to Any Unaffiliated Third Parties. HomeFi Only Discloses Personally Identifiable Information with Unaffiliated Third Parties Under the Conditions Detailed Below.
HomeFi will reveal your personally identifiable information, to the extent HomeFi reasonably believes it is required to do so by ordinance or law, or in the event that HomeFi becomes involved in a dispute or controversy with you.
3.2 Imminent Harm
HomeFi may reveal your personally identifiable information to attorneys, private investigator organizations, law enforcement agencies, or any other legal entity or person if HomeFi reasonably believes that: (i) you are at risk of imminent harm from another; (ii) you are harming or will harm another; and (iii) you are violating our Terms of Service or violating legal rights. Please note that by specifying the preceding exception of personal information disclosure, HomeFi assumes no duty to monitor or communicate safety concerns on or for your behalf.
- Children and Teen Privacy
Our products and services are intended for adults. Please note, that we do not knowingly allow children under the age of 18 to set up a HomeFi account or purchase any of our products and/or services. If you are under the age of 18, please do not use our website, homefi.info, and please do not purchase any of our products or services. If we learn that we have collected or received personal information from a child under the age of 18 without parental consent or approval, the provided information will be removed. If you believe that we may have collected personal information from someone under the age of 18, please contact us using the methods described in the “Contact” section below.
Collecting Your Personal Information
When you visit or make a purchase on our website, homefi.info, we may collect personal information that includes, but is not limited to, the following: (i) version of your web browser; (ii) your IP address; (iii) your time zone; (iv) cookie information; (v) your search terms; (vi) your name; (vii) your billing address and billing information; (viii) your shipping address; (ix) your payment information; (x) your phone number; and/or (xi) your email address.
Using Personal Information
We use your personal information to improve our website and our internet services, communicate with you about our products and services, and process any requests and/or orders. We may also use your information to send you targeted advertisements about our company, our products and/or our services. We may also provide your information to any and all affiliated third parties for the purpose of advertising products that our affiliated third parties may be promoting. We may also provide your information to any and all collections agencies that we retain in an effort to collect payment from you.
By providing your personal information, you consent that HomeFi and/or its affiliated third parties, including but not limited to collections agencies, may contact you via methods that include, but are not limited to, the following: (i) email; (ii) text; and/or (iii) call.
As described above, we may use your personal information to provide you with targeted advertisements or marketing communications we believe may be of interest to you.
For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work
You can opt out of targeted advertising by:
- FACEBOOK -https://www.facebook.com/settings/?tab=ads
- GOOGLE -https://www.google.com/settings/ads/anonymous
Additionally, you can opt out of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/
If you wish to opt out of marketing communications via the methods that include, but are not limited to, the following: (i) email; (ii) text; and/or (iii) call, you may do so by contacting HomeFi via the methods described in the “Contact” section below. Please note that even if you opt out of marketing communications, you may still receive communications from HomeFi or its affiliated third parties related to your account such as payment reminders or security updates.
HomeFi takes reasonable measures to secure and safeguard your information. However, please understand that HomeFi does not warrant nor represent the security of your personal information that may have been provided to, obtained by, or submitted to HomeFi. Due to the nature of internet communications and evolving technologies, HomeFi cannot provide and/or disclaim assurance that the personal information that was either provided to, obtained by, or submitted to HomeFi will remain free from loss, misuse, and/or alteration by third parties who, despite our reasonable efforts, obtained unauthorized access.
Consumer Privacy Acts
HomeFi is committed to protecting your privacy in accordance with the California Consumer Privacy Act of 2018 and California Consumer Privacy Act of 2020 (collectively, the “CPRA”), the Colorado Privacy Act of 2021 (the “CPA”), the Virginia Consumer Data Protection Act of 2021 (the “VCDPA”), and the Utah Consumer Privacy Act of 2022 (the “UCPA”). If you are a California, Colorado, Virginia, and/or Utah resident you have the right to request access to certain personal information we may collect from you. You also have the right to request that certain personal information be corrected, updated, and/or erased. To make a request, as described in the preceding sentence, or to exercise any of your other CPRA, CPA, VCDPA, and/or UCPA rights, please contact us using the methods described in the “Contact” section below.
A cookie is a small amount of data (often includes an anonymous identifier) which is sent to your browser from a website’s computers and stored on your computer’s hard drive. Cookies can be used to provide you with a tailored user experience and make it easier for you to use a website upon a future visit. HomeFi and its affiliated third parties use a number of tracking tools, including cookies, on our website, homefi.info, for reasons that include, but are not limited to, the following: (i) to provide information that may allow and/or improve the functionality of various HomeFi applications, services, products, and/or website(s); (ii) to recognize new or past users; (iii) to store your associated email, password, and/or username if you are registered on our website(s); (iii) to better understand the interests and/or engagement of our users and/or website visitors; (iv) to gather statistics and/or data on how our website(s) is(are) used; (v) to improve our website(s) by measuring any errors that occur; and (vi) to allow us to test different designs, content, and/or applications on our website(s). Depending on the settings you have selected, your browser may allow the use of tracking tools, including cookies. Many browsers are set to accept tracking tools, including cookies, by default. You have the ability to accept or decline cookies as you prefer. The “Help” portion of your browser, most likely found in the toolbar, typically tells you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, and/or how to disable cookies altogether.
If you would like to learn more information about cookies, how to modify your browser settings, and/or manage or filter cookies, more information can be found at www.allaboutcookies.org.